Draft Loans
  • Home
  • Rates
  • Contact
  • Get Started
Select Page
Can Payday Loans Be Included in Chapter 7 Bankruptcy? Navigating Financial Relief Options

Can Payday Loans Be Included in Chapter 7 Bankruptcy? Navigating Financial Relief Options

by Draftloans.com | Jan 3, 2024 | Uncategorized

A critical question for many grappling with financial challenges is, “Can payday loans be included in Chapter 7 bankruptcy?” This article aims to comprehensively explore this question, delving into the intricacies of Chapter 7 bankruptcy and its...
Can Payday Loans Help Your Credit? Exploring the Impact of Payday Loans on Credit Scores

Can Payday Loans Help Your Credit? Exploring the Impact of Payday Loans on Credit Scores

by Draftloans.com | Jan 2, 2024 | Uncategorized

Whether payday loans can help your credit score is nuanced and often posed by individuals seeking to improve their financial health. In this article, we’ll explore the relationship between payday loans and credit scores, offering a comprehensive understanding of...
Are Payday Loans Instalment or Revolving Credit?

Are Payday Loans Instalment or Revolving Credit?

by Draftloans.com | Dec 20, 2023 | Uncategorized

Navigating the complex world of personal finance can often be daunting. Every decision, from choosing a credit card to taking out a loan, is underpinned by many considerations. One common query many consumers have revolves around the types of credit available and how...
Can Payday Loans Help Your Credit? Exploring the Impact of Payday Loans on Credit Scores

How Payday Loans Affect Your Credit Score: Understanding Payday Loans in America

by Draftloans.com | Dec 19, 2023 | Uncategorized

The Role of Payday Loans in Financial Management Payday loans, often perceived as a quick financial fix, are short-term, high-interest loans typically due on your next payday but have you been wondering how payday loans affect your credit score? They can be a...
Finding the Best Payday Loans for Bad Credit: A Comprehensive Guide

Finding the Best Payday Loans for Bad Credit: A Comprehensive Guide

by Draftloans.com | Dec 18, 2023 | Uncategorized

In the complex financial landscape, individuals with bad credit often find themselves at a crossroads when seeking quick financial solutions. Among various options, payday loans emerge as a beacon for immediate cash needs. However, with bad credit, this path is...
Next Entries »

Copyright © 2024 Draftloans.com

All rights reserved.

Privacy Policy
Terms and Conditions

Material disclosure

APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. DraftLoans is unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you are approved for a loan. APRs vary according to the information supplied by you in your loan request, the loan amount, the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. You will be given the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement in the loan request process. An APR can generally run between 5.99% up to 35.99% for Qualified Customers. Loan products general have a 61-day minimum repayment term and a 72-month maximum repayment term for Qualified Customers. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.

Representative example. Representative Example: If you borrowed $1,500 over a 18 month period and the loan had a 3% origination fee ($45), your monthly repayments would be $100.05, with a total payback amount of $1,800.93 which including the 3% fee paid from the loan amount, would have a total cost of $255.93. Representative 19.99% APR.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $5000. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, register for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy.

Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, New Hampshire, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.